Laura Hiott and her firm Hiott Financials in Sumiton does work locally that not many individuals are doing these days. She helps people realize the dream of owning a home.
After graduating from Minor High School and later from UAB in Accounting, she worked for several corporations around Birmingham. An auditor’s position for Motion Industries had her traveling all over the country. “Traveling is not for everybody, especially when you’re trying to be married. It was tough,” Hiott said.
Later she moved to another position as a comptroller for a corporation, which involved long hours and high stress, according to Hiott. That’s when she learned that she was expecting twins.
She trained her replacement and worked until it was almost time to deliver her girls.
Soon she decided that she wanted to be a stay-at-home mom. Her husband worked, so Hiott didn’t have to, but doing nothing was not in her DNA.
She founded Hiott Financial in September 2003. This arrangement allowed her to take her daughters to work with her. “I call my business my third child,” she said.
She was happy that she was in a situation where she could take her children to work with her, but it wasn’t always easy.
“But God put that (the idea of starting the company) on my heart,” she said.
Hiott Financial specializes in residential mortgages. The do FHA, VA, Fannie Mae, Freddie Mac, and USDA financing. They do some specialized financing like mobile homes and other things but mostly stay in their bracket, according to Hiott.
A valuable tool that Hiott offers is working with clients who want to buy a home but have extenuating circumstances. “We have people that come, and they are not able to qualify,” she said. “We may spend a year helping them to get into a position to where they can buy.” Hiott doesn’t charge for this counseling. It’s part of the service she provides.
A typical customer for Hiott Financial is anyone local or within the state of Alabama who wants to buy or refinance a house, according to Hiott. Clients need to know what all is involved with the process because purchasing a home is one of the most significant decisions you will make in your life. “It’s right up there with getting married or having a baby,” she said.
With all the electronics these days, most of the work can be done at a distance, but when they don’t come in to meet in person, they lose something, according to Hiott.
Walker County is more of a hands-on community. Local clients feel the need to see the process up close, according to Hiott. The electronic finance companies do the same thing as Hiott Financial, but “We’re able to bring it to the community and make it more real,” she said.
Electronic financing can be convenient, but Hiott feels that you should lose your roots, it’s too big of a decision.
“I need to know that you understand what you are doing. After all, it’s my name on the sign outside,” she said.
The firm promotes its business online, on social media, and also local real estate books. But word of mouth is one of the best ways to advertise, according to Hiott.
“I like coming to work every day, and that is such a blessing,” Hiott said. “Not everyone can say that.”
“We need more houses in this area to sell,” she said. “The area needs to grow.”
Hiott joined the East Walker Chamber of Commerce around 15 years ago after moving to the area. She has served on various committees and held positions for EWCC.
The 2019 EWCC Christmas parade was Thursday December, 12 at 6 p.m.
Visit the EWCC Facebook page for pictures
The East Walker County Chamber of Commerce was chartered in 1975 for the purpose of promoting the advancement of civic, commercial, industrial and agricultural interests of East Walker County and the surrounding communities in West Jefferson County, as well as the general welfare and prosperity of our area.
In short, we are an organization of business, professional and other concerned citizens, working together for the common good of the community.
Membership is extended to any business, professional, or individual person desiring to assist in promoting our mission. The cities served by East Walker Chamber are Cordova, Dora, Sipsey and Sumiton.
2510 Highway 78, Sumiton, Al 35148
Phone - 205-255-0202
P.O. Box 188
Sumiton Al 35148
East Walker Chamber of Commerce meets the second Tuesday of each month at noon at Lees Family Restaurant on Highway 78 in Sumiton.
2018 Membership Drive Underway
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